Dental Plan · $0 copay on preventive care
Your smile, our priority
A real dental plan —not a discount plan— with $0 copay on cleanings, exams, and x-rays, no annual maximum, no deductible, and no waiting period. Every service has a fixed copay you know before you sit in the chair, and orthodontics is for kids and adults.
$0
on cleanings, exams, and x-rays
No maximum
annual: no dollar cap on your coverage
No wait
use your benefits from day one
What does your dental plan include?
It’s a real dental plan for the whole family. Preventive care —cleanings, exams, and x-rays— costs $0, and every treatment has a fixed copay listed in the plan’s schedule. You know what you’ll pay before you start, with no surprise bills.
Unlike many dental plans, it has no annual dollar maximum, no deductible, and no waiting period. You choose a dentist from the plan’s network who provides your care, and you can switch if you’re not comfortable. It also includes orthodontics (braces) for kids and adults, with a fixed copay.
At Latin Prime we’re the agency that helps you get your dental plan: we explain what it covers, check which network dentists are near you, and give you your cost in writing, in a free consultation in Spanish or English.
What orthodontics costs with your plan
A fixed copay for 24 months of active treatment with an in-network orthodontist. It includes placing the braces, records, and retainers.
Children and teens
Under age 19 · 24 months
$63 a month
Adults
Age 19 and up · 24 months
$83 a month
Covers up to 24 months of active treatment with an in-network orthodontist. If your case needs more time, or procedures the plan does not cover, additional charges apply. The plan isn’t available in every state; we confirm your case in writing before you decide.
Discount plan vs. your dental plan
The difference between a simple discount and coverage with fixed copays.
Benefits may vary by plan and state. Limitations and exclusions apply.
How to start
Simple, in Spanish or English, and no obligation.
1. We talk
You tell us who would be covered, what state you live in, and what treatment you need.
2. We put it in writing
What it covers, what you’d pay, and which network dentists are near you.
3. You use your plan
No waiting period: you start using your benefits from day one.
Includes $0 copay on
- Dental cleanings: 2 per year for adults and children
- Dental exams and evaluations
- X-rays
- Fluoride and sealants
- Amalgam fillings
- Space maintainers for children
- Other treatments have a fixed copay we show you in the consultation
Why choose this plan
- No annual maximum: your coverage doesn’t run out mid-year.
- No waiting period and no deductible.
- It’s real coverage, not a discount plan.
- Fixed copays: you know what you pay before each treatment.
- Orthodontics for kids and adults.
Is this dental plan for you?
It makes sense if
- You don’t have dental through work, or your job’s plan is too expensive
- You want to care for the whole family’s smile with copays you know up front
- You’re looking for orthodontics (braces) for you or your kids
Maybe not what you need if
- You want to keep a dentist who isn’t in the plan’s network
- You already started a crown, bridge, or root canal on another plan: work in progress isn’t covered
- You need health insurance: this is dental coverage
Free consultation
Talk to an advisor, free and in your language
Leave your info and a licensed advisor will contact you to review your options. No obligation.
- 100% free consultation, no obligation
- We help you in Spanish or English
- ITIN accepted — no Social Security number needed
- We reply within 24 hours
Tell us your case
Fill out the form and we will contact you for your free consultation.
Frequently asked questions
Is it health insurance or a discount plan?
Neither: it’s a real dental plan, with $0 cleanings, exams, and x-rays and fixed copays on everything else. It doesn’t replace your health insurance.
Is there a waiting period?
No. You can use your benefits from day one.
Is there an annual maximum?
No. The plan has no yearly dollar cap and no deductible.
Can I see any dentist?
No. You choose a dentist from the plan’s network who provides your care, and you can switch if you’re not comfortable. Out-of-network care isn’t covered, except emergencies. In the consultation we check which network dentists are near you.
Does it cover my whole family?
Yes. Adults and children, with 2 cleanings per year per person.
Does it cover braces for adults?
Yes. Orthodontics is for kids and adults, with a fixed copay: $1,512 under age 19 and $1,992 for adults, for 24 months of treatment with an in-network orthodontist. It includes placement, records, and retainers. If your case needs more than 24 months, additional charges apply.
How much does the plan cost?
It depends on who is covered and your state. In your free consultation we give you the exact number for your family.
Is it available in my state?
In most states, but not all. Message us and we’ll confirm.
This material is for informational purposes only. Benefits may vary by plan and state; limitations and exclusions apply. Not available in all states. See the Evidence of Coverage for details. This is a dental plan; it is not health insurance. Educational content; not advice. Latin Prime Financial Group is an independent agency with licensed agents.
How much does it cost?
It depends on your family and where you live. That’s why we give it to you in writing in the consultation, with the plan’s current document.
We show you the current copay schedule before you decide. Limitations and exclusions apply.
Let’s care for your smile, no surprises
A free consultation: we tell you what it covers, what you’d pay, and which dentist you’d have.
Prefer to text? Send us your question on WhatsApp (689) 800-8978. If you then want an appointment, we set it up with you on Zoom.