Insurance in Florida
Protection for Latino families in Florida
With an office in Doral, we serve Latino families across Florida: life insurance, health (Obamacare), and retirement strategies, in your language.
Trust you can verify
Since 2013
protecting Latino families
60+
life and health carriers at your service
50
states + Puerto Rico
A+
BBB accredited
5.0★
23 Google reviews
Our solutions for Florida
We compare multiple carriers to find what fits your budget.
Good to know in Florida
Your health marketplace (Obamacare)
In Florida, Marketplace health coverage (Obamacare/ACA) is enrolled through HealthCare.gov, the federal marketplace.
Florida uses the federal marketplace, healthcare.gov. Children’s health coverage is called Florida KidCare and is applied for separately from the marketplace. healthcare.gov
When you can enroll
Open enrollment runs November 1 through January 15. Outside that window you need a qualifying event, such as moving, losing coverage or having a child.
If you have no qualifying event or don’t qualify for financial help, there are private health plans you can sign up for in any month of the year.
We serve all of Florida
Free consultation in Florida
Including Miami, Orlando, Tampa, Jacksonville and every city in the state.
- Miami
- Orlando
- Tampa
- Jacksonville
Tell us your case
Fill out the form and we will contact you for your free consultation.
Frequently asked questions
What if in Florida I earn too little for a subsidy and too much for Medicaid?
That is called the coverage gap and it is common in Florida: the state did not expand Medicaid, so earning below the federal poverty level leaves you without Medicaid and without healthcare.gov help at once. Per KFF, Florida accounts for 18% of everyone in the country in that situation. The route we offer is private health plans, from major medical to limited-benefit everyday plans; availability varies by state and we review it at your appointment. If you qualify for a good subsidy, the marketplace is still better.
Where do I enroll in Obamacare in Florida?
At healthcare.gov, the federal marketplace. Florida has no state exchange. With an office in Doral, we can help in person or by phone, at no cost.
Why do I qualify for neither Medicaid nor financial help in Florida?
Florida is one of ten states that did not expand Medicaid. That leaves a gap: some adults with income below the poverty level qualify for neither Medicaid nor Marketplace help. If that is your case, we review it and look for alternatives.
What about health coverage for my children in Florida?
It is called Florida KidCare and is applied for separately from the Marketplace. Many families qualify even when the parents do not.
Do you serve Florida?
Yes. We serve Florida and all 50 states + Puerto Rico, with agents licensed per state. Message us and we’ll confirm your case.
Does the consultation cost anything?
No. The evaluation is free and carries no obligation. If you purchase a product, compensation is paid by the carrier.
Can I apply with an ITIN in Florida?
Some carriers evaluate ITIN applications depending on state and product. It’s not automatic, but options exist; we review it in your consultation.
What language will you help me in?
Spanish or English, whichever you prefer. Everything is explained clearly, without jargon.