Insurance in New York
Protection for Latino families in New York
From New York City to upstate, we give you clarity to protect your family without jargon, comparing multiple carriers.
Trust you can verify
Since 2013
protecting Latino families
60+
life and health carriers at your service
50
states + Puerto Rico
A+
BBB accredited
5.0★
23 Google reviews
Our solutions for New York
We compare multiple carriers to find what fits your budget.
Good to know in New York
Your health marketplace (Obamacare)
In New York, Marketplace health coverage (Obamacare/ACA) is enrolled through NY State of Health, your state's own exchange.
New York doesn’t use healthcare.gov: it runs its own marketplace, NY State of Health, open through January 31. It also has the Essential Plan, a state program for people who earn too much for Medicaid but not enough to afford a full plan. NY State of Health
When you can enroll
Open enrollment runs November 1 through January 31. Outside that window you need a qualifying event, such as moving, losing coverage or having a child.
If you have no qualifying event or don’t qualify for financial help, there are private health plans you can sign up for in any month of the year.
We serve all of New York
Free consultation in New York
Including Nueva York, Yonkers, Buffalo, Rochester and every city in the state.
- Nueva York
- Yonkers
- Buffalo
- Rochester
Tell us your case
Fill out the form and we will contact you for your free consultation.
Frequently asked questions
Where do I enroll in Obamacare in New York?
At NY State of Health, not healthcare.gov. New York runs its own marketplace. We walk you through it at no cost.
I lost the Essential Plan in New York — what now?
On July 1, 2026 New York lowered the Essential Plan income limit from 250% to 200% of the federal poverty level, and many people just above that line lost coverage. If that is your case, losing it counts as a qualifying event: you can enroll in a marketplace plan with financial help even outside the normal window. It is worth not letting it lapse.
How long do I have to enroll in New York?
November 1 through January 31, longer than the federal window. Outside those dates you need a qualifying event.
Do you serve New York?
Yes. We serve New York and all 50 states + Puerto Rico, with agents licensed per state. Message us and we’ll confirm your case.
Does the consultation cost anything?
No. The evaluation is free and carries no obligation. If you purchase a product, compensation is paid by the carrier.
Can I apply with an ITIN in New York?
Some carriers evaluate ITIN applications depending on state and product. It’s not automatic, but options exist; we review it in your consultation.
What language will you help me in?
Spanish or English, whichever you prefer. Everything is explained clearly, without jargon.