Insurance in Texas
Protection for Latino families in Texas
In Houston, Dallas, San Antonio and across Texas, we help you choose the right protection for your family and business, with honest bilingual guidance.
Trust you can verify
Since 2013
protecting Latino families
60+
life and health carriers at your service
50
states + Puerto Rico
A+
BBB accredited
5.0★
23 Google reviews
Our solutions for Texas
We compare multiple carriers to find what fits your budget.
Good to know in Texas
Your health marketplace (Obamacare)
In Texas, Marketplace health coverage (Obamacare/ACA) is enrolled through HealthCare.gov, the federal marketplace.
Texas uses the federal marketplace, healthcare.gov, with the shorter window: it closes January 15. For coverage starting January 1, you need to enroll by December 15. healthcare.gov
When you can enroll
Open enrollment runs November 1 through January 15. Outside that window you need a qualifying event, such as moving, losing coverage or having a child.
If you have no qualifying event or don’t qualify for financial help, there are private health plans you can sign up for in any month of the year.
We serve all of Texas
Free consultation in Texas
Including Houston, Dallas, San Antonio, El Paso and every city in the state.
- Houston
- Dallas
- San Antonio
- El Paso
Tell us your case
Fill out the form and we will contact you for your free consultation.
Frequently asked questions
What if I earn too little to qualify for Medicaid or a subsidy in Texas?
You hit what happens to more people in Texas than in any other state: the coverage gap. Texas did not expand Medicaid, so someone earning below the federal poverty level falls outside Medicaid and outside healthcare.gov help at the same time. Per KFF, one in four people in that gap nationwide lives in Texas. For that we offer private health plans, from major medical to limited-benefit everyday plans; availability varies by state and we review it at your appointment. If you qualify for a good subsidy, the marketplace is still better.
Where do I enroll in Obamacare in Texas?
At healthcare.gov, the federal marketplace. Texas has no state exchange. We walk you through it at no cost.
Why do I qualify for neither Medicaid nor financial help in Texas?
Texas is one of ten states that did not expand Medicaid. That leaves a gap: some adults with income below the poverty level qualify for neither Medicaid nor Marketplace help. If that is your situation there are other routes, and it is worth reviewing case by case.
How long do I have to enroll in Texas?
November 1 through January 15, the shorter window. And for coverage starting January 1, you need to enroll by December 15.
Do you serve Texas?
Yes. We serve Texas and all 50 states + Puerto Rico, with agents licensed per state. Message us and we’ll confirm your case.
Does the consultation cost anything?
No. The evaluation is free and carries no obligation. If you purchase a product, compensation is paid by the carrier.
Can I apply with an ITIN in Texas?
Some carriers evaluate ITIN applications depending on state and product. It’s not automatic, but options exist; we review it in your consultation.
What language will you help me in?
Spanish or English, whichever you prefer. Everything is explained clearly, without jargon.